Terms of Service

Welcome to JH Miles & Associates, Inc. (“Company”, “we”, “our”, “us”). By accessing or using our website, you agree to comply with and be bound by these Terms of Service (“Terms”). If you do not agree to these Terms, you should not use our website.

1. Acceptance of Terms

By using this website, you represent that you are at least 18 years old and that you agree to be bound by these Terms. If you are using the website on behalf of an organization, you represent that you have the authority to bind the organization to these Terms.

2. Changes to Terms

We reserve the right to change these Terms at any time without notice. Your continued use of the website after such changes have been made will constitute your acceptance of the new Terms.

3. Use of the Website

  • Permitted Use: You may use the website for your personal, non-commercial use, and in accordance with these Terms.
  • Prohibited Use: You agree not to use the website for any unlawful purpose, or in any way that could harm, disable, overburden, or impair the website.

4. Intellectual Property

All content on the website, including text, graphics, logos, images, and software, is the property of JH Miles & Associates, Inc. or its content suppliers and protected by intellectual property laws. You may not reproduce, distribute, or create derivative works from this content without our express written permission.

5. Privacy

Your use of the website is also governed by our Privacy Policy. Please review our Privacy Policy to understand our practices regarding your personal information.

6. Disclaimers

  • No Warranty: The website is provided on an “as is” and “as available” basis. We make no representations or warranties of any kind, express or implied, as to the operation of the website or the information, content, or materials included on the website.
  • Limitation of Liability: To the fullest extent permitted by law, we will not be liable for any damages of any kind arising from the use of this website, including, but not limited to direct, indirect, incidental, punitive, and consequential damages.

7. Indemnification

You agree to indemnify, defend, and hold harmless JH Miles & Associates, Inc., its officers, directors, employees, agents, and third parties, for any losses, costs, liabilities, and expenses (including reasonable attorneys’ fees) relating to or arising out of your use of the website, your violation of these Terms, or your violation of any rights of a third party, or your violation of any applicable laws, rules or regulations.

8. Governing Law

These Terms are governed by and construed in accordance with the laws of the Commonwealth of Virginia, without regard to its conflict of law principles. You agree to submit to the personal jurisdiction of the state and federal courts located in Lynchburg, Virginia, for any actions relating to these Terms.

9. Contact Information

If you have any questions about these Terms, please contact us at:

  • Office Address: 916 Main Street, Suite 302 Lynchburg, VA 24504
  • Office Phone: (434) 385-3818
  • Fax: (434) 385-3817
  • Email Address: info@jhmilesandassociates.com

10. Entire Agreement

These Terms constitute the entire agreement between you and JH Miles & Associates, Inc. regarding your use of the website and supersede all prior agreements and understandings.